Key Benefits
Cash
The main difference between traditional credit card processing and processing debit cards through the miniTeller® is that the transactions are cash payments and you are no longer dealing with credit. The money is automatically deducted safely from the client’s card and deposited in your DebitWay account.
Convenience
With the handy miniTeller® connected to their computer, customers are just seconds away from sending an instant payment directly into your account. By using their own bank card and entering in the personal identification number (PIN) themselves, the customer feels just as comfortable as if they were withdrawing money from their local ATM machine, all from the comfort of their own home!
Security
Clients have much greater confidence in using the miniTeller® for a direct transfer because they know their card information is not being viewed or stored by anyone, and only they know their PIN. With credit cards customers worry that their info may be used for fraudulent purchases. This is not at all possible with debit cards because the card must be physically swiped through the miniTeller® and the PIN must be entered. Transactions are 100% secure and are verified and processed instantly.
When you join the DebitWay, you become part of a network whose members work co-operatively to keep debit payment services the most used, trusted and reliable methods of electronic payment in North America.

Merchants Benefits
- Real-time transactions mean the money is deducted instantaneously from the customer’s bank account.
- No charge backs!
- Lower discount rates.
- Instant cash payments
- Lower your cost and increase your sales by 300%
- Take advantage of millions of customers with no Credit Card.
- Get settled sooner than later
- Offer your customers the preferred way to pay.
- Higher consumer loyalty
The miniTeller® allows your customers to make direct payments from their bank account to their favorite online merchants, all from the comfort of their own home with the utmost security.
Customers Benefit
- No more interest rates!
- No more credit card bills!
- No more lengthy forms you need to fill out.
- No more hassles when you place an online order.
- No longer need to use your credit cards needlessly.
Safer to use than a credit card
No more worrying about who is viewing their information - their information is never entered online! Customers no longer need to enter sensitive information such as their card information online. The miniTeller® reads the information in real-time and the info is not viewed or stored by anyone, and can not be compromised.
- Eliminate their Risk
- Eliminate Online Fraud
- Eliminate Identity Theft
Key Facts
- The Payment Poll responders would each spend between $100 to more than $1000 more per year if better payment options were available online, which, based on over 15 million active online buyers, translates to over $15 billion of lost revenue opportunity for digital merchants.
- A majority of consumers (80%) indicated a willingness to spend more online if given safe, convenient payment options beyond the credit card. More choice in payment options was the overwhelming driver of purchase behavior by a three to one margin over improved content and by a six to one margin over more affordable broadband access.
- Debit card transactions are the future of online payments!
