The INTERAC® Online payment option allows your customers to pay for goods and services online - directly from their bank accounts. Today, Canadians coast to coast associate the INTERAC® brand with leading electronic payment services that are trusted, secure and reliable.


The benefits of the INTERAC® Online service

Attracts Canadian debit users who:
 

• Are among millions of Canadians who choose debit over credit every day
• Are unable or unwilling to obtain credit cards (e.g. youth)
• Don't want to share financial information (such as card numbers) with merchants

Higher conversion rates at checkout:
 

• Consumers have an additional payment option, resulting in increased sales.
• Any consumer who uses online banking at any of these financial institutions can use the INTERAC® Online service. That represents about 9.5 million Canadians today, and that number is rapidly increasing.
• Hundreds of merchants already are taking advantage of the INTERAC® Online processing. Click here for some of the top participating merchants currently using Interc Online service.

Who uses INTERAC® Payment?
 

• 24 Million Canadians already use Interac Direct Payment
• 87% of cardholders have used INTERAC® Direct Payment to make a purchase
• 73% of people who bank and shop online want debit online
• 74% of Canadians prefer to use their own money - not credit

INTERAC® Payment is used most by:
 

• 55% of Canadians aged 18-24
• 55% of Canadians aged 25-34
• 60% of Canadians aged 35-44
• 50% of Canadians aged 45-54
• 40% of Canadians aged 55-64

Women still outpace men in preference for INTERAC® Payment
 

• 54% of women prefer to pay for goods and services with IDP
• 41% of men use IDP as their preferred method of payment

When you offer INTERAC® Online services, you provide Canadians with a convenient payment option that's being used more and more every minute.

You also join thousands of other online merchants who are providing a safe and secure electronic payment system for debit cardholders.